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How and when do I receive the money?

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Once your loan application is both approved and funded, your loan proceeds will be electronically transferred to the verified bank account associated with your account.  Depending upon your bank, it may take up to four additional business days to receive your loan proceeds.
If you have recently applied for a loan, please visit your account summary to view the current status of your application. 



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Financial Innovation

Borrowers hurt by the credit squeeze and investors looking to boost their returns are increasingly turning to the same place: peer-to-peer lending.


Featured Borrower


"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."