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How is Lending Club regulated?

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Lending Club has registered the offering of its Notes with the Securities and Exchange Commission and files annual, quarterly and other reports with the SEC. You can review our prospectus here and our SEC reports are available to read at www.sec.gov. Lending Club has also partnered with WebBank, a FDIC-insured, state-chartered Industrial Bank organized under the laws of the State of Utah to originate the loans.



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Financial Innovation

Borrowers hurt by the credit squeeze and investors looking to boost their returns are increasingly turning to the same place: peer-to-peer lending.


Featured Borrower


"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."