The regulatory framework for Lending Club is well established and has been in place since 2008. On the investor side, we've registered the offering of Notes with the Securities and Exchange Commission and we file annual, quarterly, and other reports with the SEC. You can review our prospectus here
and our SEC reports are available to read at www.sec.gov
In addition we've partnered with WebBank, an FDIC-insured bank that is subject to consumer lending regulations, including the Truth in Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, etc.