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How long does it take to get my loan?

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The approval and funding process can take up to 14 days, however many loans complete these processes in seven days or less.  Unless you direct otherwise, once a loan application is both approved and funded, your loan proceeds will be electronically transferred to your bank account.  Depending upon the bank receiving the loan proceeds, it may take up to four business days to receive your loan proceeds.
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Financial Innovation

Borrowers hurt by the credit squeeze and investors looking to boost their returns are increasingly turning to the same place: peer-to-peer lending.


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"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."