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How long does it take to get my loan?

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The approval and funding process is typically around 7 days (although it can take a bit longer if you're submitting additional documentation to us). Once your loan is funded, loan proceeds will be transferred to your bank account electronically. Depending on your bank, this can take a few more days. Click here to apply for a loan.



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Financial Innovation

Borrowers hurt by the credit squeeze and investors looking to boost their returns are increasingly turning to the same place: peer-to-peer lending.


Featured Borrower


"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."