Lending Club
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What is Lending Club?

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Lending Club is an online marketplace that brings together creditworthy borrowers and savvy investors so that both can benefit. Here’s how it works: 
  • Customers interested in a loan complete a simple application on our website
  • Lending Club evaluates the information (with no impact to the applicant's credit score), determines an interest rate and instantly presents a variety of offers to qualified borrowers
  • Investors ranging from individuals to institutions select loans in which to invest and can earn monthly returns



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Financial Innovation

Borrowers hurt by the credit squeeze and investors looking to boost their returns are increasingly turning to the same place: peer-to-peer lending.


Featured Borrower


"The interest rate on my loan through Lending Club is a third less than what I was paying before, and it’s very satisfying to know that there is an end date for being done with my debt."