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Recent and upcoming changes to the downloadable data files and API services

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Solution
May 2016 Update

At the request of investors, we have added two new attributes to the Listed Loans API endpoint:
 
 
DescriptionAPI Fieldname (JSON and XML)API Fieldname (CSV)
Monthly mortgage amountmtgPaymentMTG_PAYMENT
Borrower stated housing payment on loan applicationhousingPaymentHOUSING_PAYMENT
 
Rather than add additional columns that might disrupt your current settings, we are introducing a new feature that will allow you to transition your code in your own time.

The new attributes are included in a new version of the Listed Loans API endpoint. To access this new version, you will simply need to include an additional header parameter in your request:

X-LC-LISTING-VERSION: 1.1

Once you include this header, you will see the additional attributes mentioned above. For more information, please visit our developers page.

In addition, we have also added the new attributes to the Browse Loans downloadable file available on the Browse Loans page as of May 18th 2016. If you are not currently an API user and you would like to view the new attributes in the meantime, you can request access to Lending Club’s API here.

As always, please feel free to contact us with questions or concerns.


January 2016 update   

The credit attribute field total_credit_rv added in Fall 2015 is duplicative of the existing field total_rev_hi_lim. Therefore, we are removing the total_credit_rv field from the following locations:­­                                                                                                    
  • The “Download All” file available on the Browse Loans page within your investment account
  • The REST API Listed Loan service (GetListing)
  • The My Notes downloadable file on the My Notes page within your investment account
  • The Loan Statistics downloadable file available on the Lending Club Statistics page
In addition, we are renaming field name total_fi_tl as total_cu_tl to maintain consistency across our data feeds.

 
 
Fall 2015 changes to downloadable data files and API services
 
In an effort to make the investor experience better and more transparent, we are making several changes to filters and data reporting fields on the Lending Club website.
 
First, we are adding three new filters to the Browse Loans page on November 11, 2015:
  • Total Collection Amount Ever
  • Accounts Now Delinquent 
  • Total Current Balance
In addition, we are adding 15 fields (see list below) to several data sets across the Lending Club website on November 25, 2015. The new fields will appear in the following locations:
  • The “Download All” file available on the Browse Loans page within your investment account
  • The REST API Listed Loan service (GetListing)
  • The My Notes downloadable file on the My Notes page within your investment account
  • The Loan Statistics downloadable file available on the Lending Club Statistics page
Note: the three new filters added to Browse Loans page on November 11, 2015 (Total Collection Amount Ever, Accounts Now Delinquent and Total Current Balance) will also be added to the Loan Statistics downloadable file on December 10, 2015. These fields are currently included in the “Download All” file available on the Browse Loans page, the REST API Listed Loans service (GetListing), and the My Notes downloadable file on the My Notes page within your account.
 
In order to minimize any changes you might need to make to your systems, the new fields will be appended to the end of each the four files listed above. For API users, the Lending Club developers page will contain updated REST API documentation when these changes go into effect on December 10, 2015.
 
New fields to be added to data sets on December 10, 2015:
 
Attribute Name  Attribute Description
OPEN_ACC_6M  Number of open trades in last 6 months
OPEN_IL_6MNumber of currently active installment trades
OPEN_IL_12MNumber of installment accounts opened in past 12 months
OPEN_IL_24MNumber of installment accounts opened in past 24 months
MTHS_SINCE_RCNT_ILMonths since most recent installment accounts opened
TOTAL_BAL_ILTotal current balance of all installment accounts
IL_UTILRatio of total current balance to high credit/credit limit on all install acct
OPEN_RV_12MNumber of revolving trades opened in past 12 months
OPEN_RV_24MNumber of revolving trades opened in past 24 months
MAX_BAL_BCMaximum current balance owed on all revolving accounts
ALL_UTILBalance to credit limit on all trades
TOTAL_CREDIT_RV** Total credit line on open revolving trades
INQ_FINumber of personal finance inquiries
TOTAL_FI_TL***Number of credit union trades
INQ_LAST_12MNumber of credit inquiries in past 12 months
TOT_COLL_AMT* Total collections amount ever
ACC_NOW_DELINQ*Accounts now delinquent
TOT_CUR_BAL*  Total current balance

*Filters will be added to the Browse Loans page on November 11, 2015.
**Removed in January 2016.
***Renamed total_cu_tl in January 2016.
 

 

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